:root{--primary:#0B3D91;--ink:#14213d;--muted:#667085;--line:#e5eaf2;--soft:#f5f8fc;--accent:#e5a93d;--white:#fff}
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;color:var(--ink);background:#f7f9fc;font-family:system-ui,-apple-system,BlinkMacSystemFont,"Noto Sans TC","Microsoft JhengHei",sans-serif;line-height:1.7}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    .container{width:min(1180px,calc(100% - 40px));margin:auto}
    .topbar{background:#10264d;color:#dce7fb;font-size:13px}
    .topbar .container{min-height:36px;display:flex;align-items:center;justify-content:space-between;gap:20px}
    .topbar-links{display:flex;gap:22px}
    .topbar a:hover{color:#fff}
    .header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
    .header-inner{height:78px;display:flex;align-items:center;gap:28px}
    .logo{display:flex;align-items:center;gap:10px;min-width:180px;color:var(--primary);font-weight:800;font-size:19px}
    .logo img{width:38px;height:38px;object-fit:contain}
    .main-nav{flex:1}
    .nav-list{display:flex;justify-content:center;align-items:stretch;gap:4px;list-style:none;margin:0;padding:0}
    .nav-item{position:relative}
    .nav-link{display:flex;align-items:center;gap:5px;padding:25px 13px;font-size:15px;font-weight:650;white-space:nowrap}
    .nav-link:hover,.nav-link:focus{color:var(--primary)}
    .has-arrow:after{content:"";width:6px;height:6px;border-right:1px solid currentColor;border-bottom:1px solid currentColor;transform:rotate(45deg) translateY(-2px)}
    .dropdown-panel,.mega-menu{position:absolute;top:100%;left:50%;transform:translate(-50%,8px);width:320px;padding:20px;background:#fff;border:1px solid var(--line);border-radius:0 0 14px 14px;box-shadow:0 18px 45px #14213d1a;opacity:0;visibility:hidden;transition:.2s;z-index:30}
    .mega-menu{width:650px}
    .nav-item:hover .dropdown-panel,.nav-item:focus-within .dropdown-panel,.nav-item:hover .mega-menu,.nav-item:focus-within .mega-menu{opacity:1;visibility:visible;transform:translate(-50%,0)}
    .nav-item:after{content:"";position:absolute;left:0;right:0;top:100%;height:12px}
    .panel-title{margin:0 0 13px;color:var(--primary);font-weight:800}
    .panel-list{display:grid;gap:9px}
    .panel-list a{padding:5px 0;border-bottom:1px solid #eef1f5;font-size:14px}
    .panel-list a:hover,.mega-card:hover{color:var(--primary)}
    .mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
    .mega-card{display:block;padding:10px;border:1px solid var(--line);border-radius:9px;background:#fbfcfe;font-size:12px}
    .mega-card img{width:32px;height:32px;object-fit:contain;margin-bottom:6px}
    .mega-card strong,.mega-card small{display:block}
    .mega-card strong{font-size:13px;margin-bottom:3px}
    .mega-card small{color:var(--muted);line-height:1.45}
    .mega-footer{display:block;margin-top:15px;padding-top:12px;border-top:1px solid var(--line);color:var(--primary);font-weight:700;font-size:14px}
    .header-btns{display:flex;align-items:center;gap:9px;white-space:nowrap}
    .member-btn,.open-btn{padding:8px 13px;border-radius:7px;font-size:14px;font-weight:700}
    .member-btn{color:var(--primary);border:1px solid #cbd8ec}
    .open-btn{background:var(--primary);color:#fff}
    .hamburger{display:none;border:0;background:transparent;padding:8px;cursor:pointer}
    .hamburger span{display:block;width:23px;height:2px;background:var(--ink);margin:5px 0;transition:.2s}
    .drawer-overlay{display:none;position:fixed;inset:0;background:#07152c99;z-index:50}
    .drawer-overlay.open{display:block}
    .mobile-drawer{position:fixed;right:-360px;top:0;width:min(360px,88vw);height:100vh;background:#fff;z-index:51;transition:right .25s;overflow:auto;box-shadow:-10px 0 30px #0002}
    .mobile-drawer.open{right:0}
    .drawer-head{display:flex;align-items:center;gap:13px;padding:20px;border-bottom:1px solid var(--line);font-weight:800}
    .drawer-head>a{margin-left:auto;color:var(--primary)}
    .drawer-close{border:0;background:none;font-size:28px;cursor:pointer;color:var(--muted)}
    .drawer-menu{padding:12px 20px 30px}
    .drawer-link,.drawer-toggle{display:block;width:100%;padding:13px 0;border:0;border-bottom:1px solid var(--line);background:none;text-align:left;font:inherit;color:var(--ink);cursor:pointer}
    .drawer-group{border-bottom:1px solid var(--line)}
    .drawer-toggle:after{content:"＋";float:right;color:var(--primary)}
    .drawer-toggle.active:after{content:"－"}
    .drawer-submenu{display:none;padding:2px 0 8px 15px}
    .drawer-submenu.open{display:block}
    .drawer-submenu a{display:block;padding:7px 0;color:var(--muted);font-size:14px}
    .footer{margin-top:70px;background:#0e1d38;color:#cbd5e8;padding:48px 0 20px}
    .footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:36px}
    .footer h3{margin:0 0 12px;color:#fff;font-size:15px}
    .footer-brand strong{font-size:21px;color:#fff}
    .footer p{margin:10px 0;color:#aebbd0;font-size:13px}
    .footer-grid>div:not(.footer-brand) a{display:block;color:#cbd5e8;font-size:13px;margin:5px 0}
    .footer-grid a:hover{color:#fff}
    .footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #ffffff1c;margin-top:32px;padding-top:17px;color:#9eacc2;font-size:12px}
    .broker-review-page{padding:54px 0 0}
    .breadcrumb{color:var(--muted);font-size:13px;margin-bottom:20px}
    .breadcrumb a{color:var(--primary)}
    .review-hero{background:linear-gradient(135deg,#fff 0%,#f1f6ff 100%);border:1px solid #dce6f5;border-radius:20px;padding:34px;display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center}
    .review-kicker{margin:0 0 8px;color:var(--primary);font-size:13px;font-weight:800;letter-spacing:.08em}
    .review-hero h1{font-size:clamp(28px,4vw,46px);line-height:1.2;margin:0 0 13px;color:#102b59}
    .review-hero .summary{max-width:720px;color:#55657e;margin:0}
    .broker-logo{width:120px;height:120px;border-radius:18px;object-fit:contain;background:#fff;border:1px solid var(--line);padding:15px;box-shadow:0 10px 25px #0b3d9114}
    .rating-line{display:flex;align-items:center;gap:12px;margin-top:18px}
    .rating{display:inline-flex;align-items:center;gap:5px;background:#fff3d6;color:#95620a;border-radius:30px;padding:5px 12px;font-weight:800}
    .review-layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:26px;margin-top:26px}
    .content-card,.side-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px}
    .content-card h2,.side-card h2{margin:0 0 18px;font-size:22px;color:#132f5d}
    .broker-content{min-width:0;max-width:100%;overflow-x:auto}
    .broker-content img,.broker-content table{max-width:100%;height:auto}
    .broker-content table{border-collapse:collapse;width:100%;margin:18px 0}
    .broker-content td,.broker-content th{border:1px solid var(--line);padding:10px;text-align:left}
    .broker-content blockquote{margin:20px 0;padding:14px 18px;border-left:4px solid var(--primary);background:var(--soft);color:#53627a}
    .facts{display:grid;gap:0;margin:0}
    .fact{display:flex;justify-content:space-between;gap:15px;padding:12px 0;border-bottom:1px solid var(--line);font-size:14px}
    .fact dt{color:var(--muted)}
    .fact dd{margin:0;text-align:right;font-weight:700;color:#203c68}
    .cta{display:block;text-align:center;background:var(--primary);color:#fff;border-radius:8px;padding:12px 16px;margin-top:20px;font-weight:750}
    .cta:hover{background:#082e70}
    .trust-list{list-style:none;padding:0;margin:0}
    .trust-list li{padding:9px 0;border-bottom:1px solid var(--line);font-size:14px}
    .trust-list li:before{content:"✓";color:#2a8a63;font-weight:800;margin-right:8px}
    .related{margin-top:28px}
    .related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}
    .related-card{border:1px solid var(--line);border-radius:10px;padding:14px;background:#fff}
    .related-card img{width:42px;height:42px;object-fit:contain;margin-bottom:8px}
    .related-card strong{display:block;font-size:14px}
    .related-card small{color:var(--muted)}
    @media(max-width:1050px){
      .nav-link{padding-left:8px;padding-right:8px;font-size:14px}
      .logo{min-width:150px}
      .review-layout{grid-template-columns:1fr 290px}
    }
    @media(max-width:820px){
      .topbar .container{padding:8px 0;align-items:flex-start}
      .topbar-links{flex-direction:column;gap:0;text-align:right}
      .main-nav{display:none}
      .hamburger{display:block}
      .member-btn{display:none}
      .header-inner{height:68px}
      .footer-grid{grid-template-columns:repeat(2,1fr)}
      .review-hero{grid-template-columns:1fr}
      .broker-logo{width:88px;height:88px}
      .review-layout{grid-template-columns:1fr}
    }
    @media(max-width:560px){
      .container{width:min(100% - 28px,1180px)}
      .topbar{font-size:11px}
      .open-btn{display:none}
      .broker-review-page{padding-top:30px}
      .review-hero,.content-card,.side-card{padding:20px}
      .footer-grid{grid-template-columns:1fr}
      .footer-bottom{display:block}
      .footer-bottom span{display:block;margin-top:6px}
      .related-grid{grid-template-columns:1fr}
    }